If you run a chiropractic office in Louisiana, you know your focus is on healing patients, not handling lawsuits. But accidents don’t discriminate, and one incident can cost thousands in medical bills, legal fees, or property damage.
General liability is the backbone of commercial insurance. For chiropractors, it provides protection in situations like:
Patients, delivery drivers, or vendors who slip, trip, or fall on your premises.
Accidentally damaging a patient’s belongings during treatment or while they’re in your office.
Protects against claims of slander, libel, or copyright issues in your marketing.
In Louisiana, small medical offices often have high patient turnover, tight schedules, and limited waiting room space—all factors that increase the risk of non-patient incidents. Add in the state’s reputation for active litigation, and the stakes rise even higher.
Many chiropractors think professional liability is enough. But while professional liability protects against claims of negligent care, it doesn’t help if:
A visitor falls in your lobby
A contractor claims you damaged their equipment
Someone sues over an advertising misstep
That’s where general liability fills the gap.
How many visitors (patients, vendors, delivery drivers) come to your office weekly?
Do you have coverage limits high enough to handle medical bills and legal fees?
Are you combining your general liability with property and workers’ comp for a full risk management strategy?
From Lafayette to Baton Rouge, Alexandria to New Orleans, chiropractic offices face real-world risks every day. The question isn’t whether something will happen—it’s when.
At Kastner Insurance, we specialize in building commercial insurance solutions for chiropractic offices across Southern Louisiana. We’ll help you evaluate your risks, review your coverage, and ensure you’re not one accident away from a costly lawsuit.
Contact Kastner Insurance today to review your general liability protection—because your focus should stay on your patients, not legal battles.
Founded in 2017, Kastner Insurance Group is a full-service, independent insurance broker based in Lafayette, LA. Our insurance agents specialize in offering a variety of insurance products tailored to individual and commercial needs, making sure clients receive personalized and comprehensive coverage options from a variety of insurance companies/insurance carriers.
With over 43 years of combined experience, the team at Kastner Insurance Group is dedicated to providing expert advice and exceptional service. They proudly serve professional offices and businesses across Lafayette city/parish, Youngsville, Broussard, Baton Rouge, New Orleans, Alexandria, Acadiana, and statewide in Louisiana.
Call us today or visit our website for a customized quote.
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