Tired Of High Auto Rates? Contact Your State Rep Today To Guide Legislation!

HB 372 by Rep. Talbot
The Omnibus Premium Reduction Act of 2019

• Would reduce the jury trial threshold to $5,000.
• Remove phantom damages (medical damages that don’t really exist) from being considered by juries.
• Prevent exorbitant charges by doctors above a reasonable amount, to take advantage of  patient’s pending claims or lawsuits.
• Prevent the existence of insurance to pay for any award from being a consideration by a jury, by prohibiting direct actions against insurers (cases will be decided on the facts and merits, not based the existence or amount of insurance coverage available).
• Mandatory rate review of auto insurance premiums by the DOI each year (for three years) to assure that any savings realized by these measure will be passed along to consumers.
• Extend the Prescription period to 2 years so that lawsuits won’t be needlessly filed, just because an accident victim hasn’t fully recovered, and is not in a position to resolve the claim. 

We know the power of grassroots efforts - it is one of our association's greatest strengths!  Let's speak up for the Louisiana insured - let's be a part of the SOLUTION to this auto insurance crisis in our state!

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