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Tired Of High Auto Rates? Contact Your State Rep Today To Guide Legislation!

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One complaint we hear over and over is about Louisiana auto rates being high. Well, finally something can be done, but it's up to Louisianian's to get involved. So let's get involved and make a small difference on our wallets! 


HB372, the Omnibus Premium Reduction Act of 2019 by Rep. Talbot, will be heard Monday, April 15 in House Civil Law and Procedure Committee.  This bill, supported by Professional Insurance Agents of Louisiana, is designed to encourage lower auto insurance premiums in Louisiana.  Please contact your elected officials to request their support of HB372.

As you are all very aware, the auto insurance market in Louisiana is in a state of crisis. We currently have the second highest rates in the nation, and businesses are leaving the state or going out of business entirely, because they can’t afford insurance for their commercial trucks.

HB 372 by Rep. Talbot
The Omnibus Premium Reduction Act of 2019

  • Would reduce the jury trial threshold to $5,000.
  • Remove phantom damages (medical damages that don’t really exist) from being considered by juries.
  • Prevent exorbitant charges by doctors above a reasonable amount, to take advantage of  patient’s pending claims or lawsuits.
  • Prevent the existence of insurance to pay for any award from being a consideration by a jury, by prohibiting direct actions against insurers (cases will be decided on the facts and merits, not based the existence or amount of insurance coverage available).
  • Mandatory rate review of auto insurance premiums by the DOI each year (for three years) to assure that any savings realized by these measure will be passed along to consumers.
  • Extend the Prescription period to 2 years so that lawsuits won’t be needlessly filed, just because an accident victim hasn’t fully recovered, and is not in a position to resolve the claim. 

We know the power of grassroots efforts - it is one of our association's greatest strengths!  Let's speak up for the Louisiana insured - let's be a part of the SOLUTION to this auto insurance crisis in our state!

Click Below to do your part in lowering Louisiana Auto Insurance Rates

Lower The State's Rates 


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