Running a financial advisory firm in Louisiana means more than crunching numbers and managing assets—it means protecting your business, your team, and your reputation from risks that can sneak up when you least expect them. Whether you're based in Baton Rouge, New Orleans, Lafayette, or anywhere in between, commercial insurance is more than just a formality. It's a safety net.
At Kastner Insurance, we’ve put together a full series of blog posts to walk financial professionals through the kinds of insurance coverage that can actually keep a business running when things go sideways. If you’ve missed any, or you’re trying to get your arms around the big picture, here’s the collection all in one place.
Mistakes happen—even in the most detail-focused firms. That's why Errors & Omissions Insurance is Critical for Louisiana Financial Advisors. This policy covers claims made by clients who believe your advice caused them a financial loss. Whether or not the claim has merit, legal defense costs can stack up quickly.
Financial firms handle a mountain of sensitive client data. A breach doesn’t just threaten your operations—it could destroy trust. How Cyber Liability Insurance Protects Louisiana Financial Advisors from Digital Threats breaks down how this policy helps you recover from ransomware, phishing, or accidental data exposure.
Floods, hurricanes, or power outages can halt your firm’s operations overnight. Why Louisiana Financial Advisory Firms Need Business Interruption Insurance explores how this coverage steps in to replace lost income and cover expenses while you get back on your feet.
For many financial advisory firms, a BOP is a smart way to combine property, liability, and business interruption coverage into one streamlined policy. Why Financial Advisory Firms in Louisiana Need a Business Owners Policy (BOP) explains how this all-in-one policy can protect your firm without overcomplicating your insurance portfolio.
Embezzlement and fraud don’t always come from outside threats. In How Commercial Crime Insurance Protects Louisiana Financial Advisory Firms from Fraud and Embezzlement, we tell the story of how one advisor was blindsided by a longtime employee. This coverage is a quiet but powerful shield against internal financial loss.
Just because your employees sit at desks doesn’t mean they’re immune to workplace injuries. From slips to ergonomic issues, Workers' Compensation for Louisiana Financial Firms: Why Office Jobs Aren’t Risk-Free explains how this coverage supports both your staff and your business.
What happens if your firm’s rainmaker—or you—can’t work? Key Person Insurance: What Happens If a Lead Advisor Leaves? looks at how this policy helps your business absorb the financial impact of losing a top producer or leader.
The tech, office furniture, and infrastructure you rely on don’t come cheap. Commercial Property Insurance for Financial Advisory Firms: Safeguarding Your Office Assets walks through how property insurance protects you from unexpected damage or loss—from a burst pipe to a break-in.
A single accusation of harassment or wrongful termination can put your firm’s name—and finances—on the line. Employment Practices Liability Insurance for Financial Firms in Louisiana explores how EPLI coverage keeps your business protected when employee relations go south.
If you’re just getting started or scaling your financial firm, figuring out what insurance policies make sense for your risk level and team size isn’t easy. That’s where Kastner Insurance comes in. We help financial firms across Louisiana build custom insurance strategies that actually make sense—not just the ones an online form recommends.
Your clients trust you with their future. It’s time to make sure your firm is just as protected.
Founded in 2017, Kastner Insurance Group is a full-service, independent insurance broker based in Lafayette, LA. Our insurance agents specialize in offering a variety of insurance products tailored to individual and commercial needs, making sure clients receive personalized and comprehensive coverage options from a variety of insurance companies/insurance carriers.
With over 43 years of combined experience, the team at Kastner Insurance Group is dedicated to providing expert advice and exceptional service. They proudly serve professional offices and businesses across Lafayette city/parish, Youngsville, Broussard, Baton Rouge, New Orleans, Alexandria, Acadiana, and statewide in Louisiana.
Call us today or visit our website for a customized quote.
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3 min read
Levi Kastner : Mar 10, 2025 7:29:13 PM
When Scott started his financial advisory firm in Louisiana, he built his team with professionals he trusted. They managed investments, advised...
3 min read
Levi Kastner : Mar 3, 2025 4:57:14 PM
Clint had spent over a decade building his financial advisory firm in Louisiana. His office, nestled in the heart of Baton Rouge, was equipped with...
3 min read
Levi Kastner : Mar 12, 2025 7:49:34 PM
Ryan had always believed his Louisiana-based financial advisory firm was a great place to work. His employees were well-compensated, the firm had a...