News

2 min read

Getting A Pool? Check your coverage!

Getting a swimming pool? Make sure you're covered by letting your agent know beforehand! While we love pools, and think they’re a great way to exercise and have fun, we wanted to take an opportunity to talk about why it’s so important to talk to...

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2 min read

Louisiana Insurance Update: Finally Some Good News

With the current state of the Louisiana insurance market, where we are often having tough conversations, it's great to finally see progress being...

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2 min read

Uninsured, Underinsured: What You Need To Know

If you think you're "fully covered", you may want to read this blog! We hear it all the time when talking about vehicle insurance. When we ask what...

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2 min read

Occurrence vs. Claims Made Policies Explained

Occurrence vs. Claims-Made Policies Explained We get it—choosing the specifics around your insurance can be overwhelming. All insurance comes with...

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1 min read

Insurance Premiums: Changing Your Perspective

The challenge: changing your mindset regarding insurance. Hey guys, Levi here!

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2 min read

What is Underinsured Motorist Coverage?

We've talked about Uninsured Motorist (UM) Coverage. Now it's time to speak about Underinsured Motorist (UIM) Coverage and why you need it! If you...

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2 min read

You Need Uninsured Motorist Coverage. Here's Why!

In 2024, you need Uninsured Motorist Bodily Injury Coverage (UM). Let's talk about why. We know that the last thing you want to hear from your...

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2 min read

If You're A Runner You Need Uninsured Motorist Coverage

Getting in shape in the new year? If you've taken up Running, you need Uninsured Motorist Coverage We love a healthy goal and the new year is always...

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2 min read

Ways To Lower Homeowners Insurance Premiums in 2024

2024 is just a few days away and we have some tips on how to save in the new year! Looking to save anywhere you can this new year? We've come up with...

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1 min read

Top Christmas Gifts on the Insurance "Nice List"

So now that we discussed which items will land you on the "Naughty List" for insurance, let's talk about which gifts are cleared for landing!

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1 min read

Top 3 Christmas Gifts on the Insurance "Naughty List"

Christmas is right around the corner, but you may want to check the list twice before buying gifts!

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2 min read

Are You A Builder? You're At Risk Without Professional Liability Insurance

If you are a Building Contractor or building a home right now, you won't want to miss this message!

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2 min read

Why You Need an Umbrella Policy: Protecting Your Assets and Peace of Mind

Umbrella Policy: What is it, and why should you have one?

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Louisiana Fortify Homes Program

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A Hard Insurance Market: What is it?

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Louisiana Insurance Market Update.

What in the world is going on in the Louisiana Insurance Market?

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Avoiding the latest scams!

Are you aware of the latest scams? Do you know what clues to look out for? We hope you’re on top of your cyber security, but we’re looking out for...

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2 min read

Cyber Security: This Data Breach Could Hurt You!

Cyber Security-- You probably don't spend much time thinking about it, but let's be honest, almost everything we do nowadays involves the internet,...

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1 min read

Flag Day: You may not know this about Old Glory!

Your ical likely has "Flag Day" automatically populated onto it-- but what is "Flag Day"? We decided to find out!

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2023 Holiday Closures

At Kastner Insurance Group we LOVE what we do! With that said, even All Stars have to rest and relax every now and then. Here is a list of the...

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2 min read

Emergency Hurricane Preparedness Tips

Every year as the weather warms up, the people of Louisiana brace for storm season. Remember Hurricane Harvey? Your team at Kastner Insurance Group...

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1 min read

Business Insurance: You Need It!

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3 min read

Business Insurance: What Kind Of Coverage You Need

If you’re a business-owner you need business insurance—it’s that simple. But what kind do you need and where do you start?

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Common Mistakes People Make When Buying Home Insurance | Kastner Insurance

4 min read

Common Mistakes People Make When Buying Home Insurance

Every homeowner needs to get proper home insurance. Whether you own a studio apartment or a five-bedroom home, it is paramount that you protect your...

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How Inflation Effect Insurance Rates in Louisiana | Kastner Insurance

1 min read

How Inflation Effect Insurance Rates in Louisiana

As I’m sure you’re aware, insurance premiums are going up throughout the nation, and it’s affecting everyone. Let's talk about why.

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Auto Insurance | Kastner Insurance

16 min read

17 Tips To Pay Less For Auto Insurance

You need auto insurance – it's the law. What you don't need is to be paying too much for auto insurance. In other words, you need affordable auto...

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3 min read

You Need to Know This Before Buying Business Insurance in Louisiana

I love meeting entrepreneurs at various networking events around the state because inevitably you run into some folks who obviously have a certain...

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Flood Insurance Changes | Kastner Insurance Group

2 min read

You Need To Know About These Flood Insurance Changes: Risk Rating 2.0

FEMA has updated its National Flood Insurance Program According to FEMA.gov, FEMA has updated the National Flood Insurance Program's pricing...

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1 min read

'Always Ready' Limited Edition Sneaker by Politics: an AVA Fundraiser

Acadiana Veteran Alliance is raffling a pair of limited edition, army-inspired, "Always Ready" sneakers designed by Derek Curry and donated by...

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1 min read

What's Important Coverage in a Cyber Policy?

What's most important coverage on my cyber policy?

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Happy Veterans Day!

103 years ago, on the 11th hour of the 11th day of the 11th month, the Allied Forces signed an armistice agreement with the Germans in Compiègne,...

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TK Testimonial - The orchard

Huge thanks to Tyler Racca, owner of The Orchard, for his kind words and feedback. At TK Insurance, we pride ourselves in creating the best possible...

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Thimmesch Kastner Insurance

2 min read

We Are Hiring at TK Insurance!

We are growing! Now hiring an Agent Support Associate No cold calls Competitive base salary plus uncapped commission P&C License Required TK...

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2 min read

What Can Influence Your Car Insurance Premiums?

DID YOU KNOW? You could be overpaying for your car insurance, or at least paying for coverage you no longer need. Rates can vary across insurance...

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1 min read

Happy New Year, and Let's crush 2021

“The greater the cause to which we might devote our lives, the more self-discipline is required.”

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WE Salute our fellow veterans!

As we pause to honor and remember those who served before us, with us, and after us, we salute our fellow veterans today. As a veteran-owned...

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2 min read

Don't get the Delta blues!

Another Hurricane?!?!, just know your TK Insurance team is on standby and watching Hurricane Delta. If you need resources on hurricane protection or...

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Be ready for Marco & Laura! Download our Hurricane Prep Guide!

Hurricane Prep Guide for Marco & Laura. We just want our clients, referral partners, and friends to know we are here to help if needed. Don't...

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Louisiana Home Insurance Thimmesch Kastner Insurance

2 min read

Why Do I Need Home Insurance?

For something as ubiquitous as insurance, it is still something that most young adults still question whenever they leave the nest on their own, and...

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Look into the Cristobal

Can you look into your crystal ball for Cristobal?? Neither can we, but we are on standby and watching the storm this weekend in the Gulf. If you...

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1 min read

Welcome To The Team Andrew Ward

As we paused to honor and remember those who gave the ultimate sacrificie for the freedoms we have today. Today is an important day for TK Insurance....

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2 min read

SB418 Succeeds In Lowering Auto Insurance Rates

Yesterday, in the Senate Chamber, Senator Kirk Talbot succeeded in bringing Louisiana's legal system in line with other states in exchange for...

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2 min read

How Can You Help to Lower Louisiana Auto Insurance Premiums?

As you are all very aware, the auto insurance market in Louisiana is in a state of crisis. We currently have the second highest rates in the nation,...

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1 min read

Xplore Louisiana

I wanted to introduce and talk about a very old friend of mine. Jarret Daigle, not only is he an old friend, but a fellow veteran as well, and all...

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1 min read

Progressive Returns $1 BILLION In Premium To Customers

If you are a Progressive Insurance customer, listen up! They just made a huge announcement and it may pertain you! Keep reading to see how this...

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TK Insurance Auto and Home Louisiana

3 min read

Louisiana Commissioner Issues Emergency Rules amid COVID-19

Donelon Issues Emergency Rule 39 Providing Mid-Term Audit of Admitted Policies Commissioner Jim Donelon issued Emergency Rule 39 to address the...

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Accident worksheet TK insurance Louisiana

5 min read

What Do I Do After I've Been In A Car Accident?

While we hope our family, friends, and clients can all avoid the stress and dangers of being in a car accident, inevitably, they happen more than we...

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Business Planning Insurance | Thimmesch Kastner Insurance | Lafayette LA

4 min read

How can you be prepared for business interruption?

With all the talk of Coronavirus going on, how can you as a business owner be prepared for a disaster? Headlines about natural disasters have...

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1 min read

TK Insurance Loves Investing In Clients!

We went to Lewisville, Texas to visit the EzLynx Headquarters. Many of you don't know but EzLynx is one of the software's we use to run the agency's...

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My suggestions on How Louisiana Could Lower Insurance Rates | Thimmesch Kastner Insurance

2 min read

My suggestions on How Louisiana Could Lower Insurance Rates

We all know insurance rates in Louisiana can be high. This is something that is constantly talked about in our office and brought up from clients....

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Winter Home Maintenance Tips | Kastner Insurance Group | Lafayette LA

2 min read

5 Winter Home Maintenance Tips

Winter doesn’t officially start until Dec. 21, 2019, yet much of the U.S. has already experienced below-freezing temperatures, snowstorms, and icy...

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4 min read

How Home Insurance Actually Works

Find out how your homeowners insurance policy works so that you can make sure you have the right coverage.

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Hurcan Performante 

4 min read

Lamborghini Factory Tour!

I had the opportunity of a lifetime this past June to tour the Lamborghini Factory in Santa' Agata Bolognese, Italy. I wanted to share this once in a...

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Factors that could affect car insurance costs TK Insurance Lafayette la

4 min read

How Your Auto Rates Are Determined

There are many factors that can impact your auto insurance costs such as where you live, what you drive, the insurance company, level of coverage,...

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We Salute Veterans!

Let's remember that America's military is an all volunteer fighting force.

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Healing House Blue

3 min read

National Children's Grief Awareness Day

We support Healing house and National Children Grief Awareness Day. No child should grieve alone! WE at TK Insurance want to raise awareness for...

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Fall Maintenance Tips Home Insurance Levi Kastner

4 min read

Our Top 10 Fall Home Maintenance Tips

Fall is approaching fast, which means that a cold, let's be honest (cooler) —and possibly— some snow, or maybe a couple of harsh winter freezes might...

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Before and After the Storm | Kastner Insurance

2 min read

Before and After the Storm: Tips On Recovery and Being Prepared

We can’t prevent a natural disaster such as a hurricane or flood from occurring, but planning ahead can help minimize its impact. Does your company...

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Appliances Home Insurance Levi Louisiana

2 min read

The Top Five Appliances That Cause The Most Damage

Certain appliances or systems in your home or business can actually increase your risk of flooding. Below are the top five sources of water damage...

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1 min read

Why Should I Buy Cyber Insurance?

If you have a business and don't have cyber insurance yet, read on. We highly recommend cyber and social engineering coverage. It may even be time...

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Gas Grill Safety Levi Insurance Louisiana

4 min read

Gas, Electric, Charcoal, Pellet Grill Safety Tips

With more and more people lighting their grills than ever before, we always want to make sure our clients and friends remember that a fun barbecue is...

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House fire safety Levi Kastner Insurance

2 min read

Fire Safety: Steps to Protect Your Property

House fires are a real, unfortunate risk for all homeowners, and that's true no matter where you live.

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10 Things to do to your home this spring.

Ah, spring has sprung! And now it’s time to see how rough winter was on your home. Once the freezing temperatures disappear, it’s a good time to...

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TK LOGO ISO-1

2 min read

HO3 VS. HO5 Homeowners Policies. What's the difference?

From time to time, we get precise insurance questions such as "HO3 vs.HO5: What's better, and What's the difference?"

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Grill Safety Levi Kastner Insurance

1 min read

Like Grilling? Like Summer? Well Here Are Some Basic BBQ Grilling Safety Tips

Before lighting up the grill this summer, take note of a few critical grilling safety tips to keep people and property safe from the dangerous fire...

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Medical Insurance TKI Lafayette Louisiana

2 min read

Everything you ever wanted to know about medical payments and Personal Injury COVERAGE (PIP).

Fell asleep just reading the headline? Well you're not alone. However, check out this super informative article!

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3 min read

LA regular session: Final Report on Insurance Bill Updates

I think everyone had a vested interest in this session for Louisiana politics, so I just wanted to update our friends and clients on what went down...

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3 min read

Preparations for Tropical Storm Barry

In preparation for Tropical Storm Barry, we wanted to communicate with you about our procedures as this storm moves toward the Louisiana....

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Insurance Hurricane

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Quick tips for Hurricane Season

Preparing for the storm: Designate an out-of-area contact that your family members can call in case you are separated. Place your insurance documents...

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Your Preparation Checklist for the 2023 Hurricane Season

Yes, another Hurricane Prep guide. One that I hope is actually useful. One thing I have learned from my time in the service is that prior planning...

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Eat Local Shop Local (1)

1 min read

TK Insurance Supports Our Local Businesses! check out The point seafood & Steakhouse.

Broussard, LA has just acquired a delicious new venue for an amazing dining experience. Welcome to The Point Seafood & Steakhouse! Watch the video to...

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4 min read

Bills affecting your Home and Auto insurance: What you need to know

An Update – HB229 PIA of Louisiana is pleased to report that HB229 by Rep. Huval, which provides with respect to the use of a wireless...

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THE BEST VALUE IN LAFAYETTE | 200 Edgewood Dr. Home FOR SALE! | TK INSURANCE

Located in the heart of Lafayette, you don't want to miss the opportunity to own this beautiful 3 Bedroom 3 bathroom home.

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Looks Like Louisiana could be cutting auto insurance rates

In our blog post last week, urging citizens to voice their concern about Louisiana Auto Insurance Rates, we gave instructions on how you can make...

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Tired Of High Auto Rates? Contact Your State Rep Today To Guide Legislation!

One complaint we hear over and over is about Louisiana auto rates being high. Well, finally something can be done, but it's up to Louisianian's to...

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3 min read

Hot, Hot, Hot!!! 2018 Real Estate Report, From Jim Keaty

Interested in how the Lafayette real estate market performed in 2018? Check out Jim Keaty's from Keaty real estate's 2018 market review.

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3 min read

Ready To Save Money And Build Your Financial Foundation?

Being complacent can cost you, money. Read below for some important money saving tips. We are here to help build your family's financial foundation....

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2 min read

5 Insurance Preparedness Tips For Travelers

There's nothing quite like traveling, especially when you're taking to the open road! Before you get going though, you'll want to make sure you're...

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Merry Christmas & Many Thanks!

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Louisiana Tops List of Most Expensive States for Auto Insurance

A new study from the IRC (Insurance Research Council) ranks Louisiana at the top of the list of least affordable states for auto insurance. This past...

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1 min read

How to Avoid Becoming a Holiday Fire Victim!

Most people don't realize how serious of a matter or how prevalent holiday fires tend to be. Yet, as humorous as they may be to view from the safety...

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1 min read

Are you Average or Elite? What Do Your Results Show?

For something that most people can’t stand the thought of being, they find themselves falling into the terrible category of the wretched “Average.”

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Examining Cyber Risks and Coverage Options

Cyber risks are continually changing as bad actors develop new ways to use malware, phishing schemes, distributed denial of service attacks and other...

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Why Is Commercial Insurance Important For Your Business?

Even if you have a successful business, disaster could strike at any moment and force you to shut your doors. Successful companies typically carry...

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3 min read

Natural Catastrophes: Three Ways To Mitigate Business Risk

ARTICLE SYNOPSIS Natural catastrophes are increasing in both frequency and cost, leaving businesses vulnerable. Fully understanding the risks and...

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2018 Workplace Safety Index: The Top 10 Causes of Disabling Injuries

Let’s start with the good news: workplaces are getting a little safer, with a 1.5 percent overall reduction in serious accidents. The bad news?...

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2 min read

New Youngsville Development: Toot Toot's Kitchen

Check out our interview with Ashley Higginbotham on her new business Toot Toot's Kitchen. Thimmesch Kastner recently helped them get setup with their...

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Everything You Need To Know About Cyber Insurance

Cyber insurance is a growing segment of the insurance market. It helps companies avoid incurring huge losses from database security breaches. With so...

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3 Homeowner Mistakes You Must Avoid

Few things in life are as stressful as buying a home. That is, until something goes wrong with it. The real work of owning a house often begins after...

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4 min read

Louisiana Marine Insurance Facing Rough Seas

Premium price wars have reduced income as much as 50 percent. With one in five Louisiana jobs tied to the maritime industry, managing risk on the...

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2 min read

You Down With GWC? Yea You Know Me! (Save Time and Money in Your Hiring Process)

Being in a hiring phase here at Thimmesch and Kastner Insurance, we are both grateful for the growth while simultaneously very intentional when it...

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3 min read

6 Signs That You Are Working With A High Performance Insurance Agent

What makes a great insurance agent? They are an independent agency. (Aka they shop FOR you) You were referred to them by family or a friend. (Clearly...

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4 min read

$150 Oil And The Rise Of Deep Water Companies

We’ve seen this movie before. Peak price speculation invariably follows an earlier period of similar guessing about how low prices will drop. All...

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3 min read

How An Insurance Company Can Use Your Credit To Determine Your Premium

You probably know that your credit score can be a factor on whether you receive a loan for a house or a car, how much interest you pay on your credit...

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3 min read

Hurricane Season Just Began. How To Make Sure You're Financially Prepared

When you're looking forward to summer fun, it's easy to forget that the warmer months also can bring a big risk to your home and belongings. Hello,...

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7 min read

Storm Event: Maximize Reimbursement  When Multiple Water Perils Intersect

A policyholder must prove their loss. When a storm event occurs, multiple perils such as wind, wind-driven rain, wind-driven water, storm surge, and...

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Homeowners insurance, lafayette la

2 min read

Homeowners & New Buyers Should Always Double Check All Coverage

Understanding the home-insurance coverage that you have can be difficult. My experience is that many agents and brokers don’t do a good job of...

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2 min read

What Everyone Should Know About Louisiana Insurance Rates

Car insurance rates are based on a variety of risk factors. Some factors you can’t control, such as your age, but many you can -- such as your...

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9 Things Very Successful People Do That 99 Percent of People Don't

Becoming wealthy and leaving an impact on the world is not an easy feat. If it were, everyone would go around doing it. At that point, it would not...

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3 min read

Car Insurance Frequently Asked Questions

A car insurance policy may help protect you and your vehicle in many scenarios, depending on the coverages you select. Sometimes you may have...

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