News

Why Flood Insurance Matters for Veterinary Clinics in Louisiana

3 min read

Why Flood Insurance Matters for Veterinary Clinics in Louisiana

Dr. Lang had never worried about flooding. Her veterinary clinic sat on higher ground just outside Lafayette, far from the bayous and levees. But during one of those "once-in-a-century" rainstorms (the third in five years), the streets turned to...

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Why Louisiana Veterinary Clinics Need Business Income Insurance

3 min read

Why Louisiana Veterinary Clinics Need Business Income Insurance

It was the first week of July, and the heat index in Baton Rouge was pushing 112 degrees. Dr. Kendall’s veterinary clinic was packed with pets...

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What Happens If a Client Gets Bitten at Your Veterinary Clinic

3 min read

What Happens If a Client Gets Bitten at Your Veterinary Clinic?

It was a normal Wednesday at Dr. Broussard’s veterinary clinic in Lafayette. A golden retriever named Max was in for his annual shots. He was usually...

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Why Your Louisiana Vet Clinic Needs More Than Just Malpractice Insurance

3 min read

Why Your Louisiana Vet Clinic Needs More Than Just Malpractice Insurance

Dr. Kelly ran a small but busy veterinary clinic in Lafayette. One Thursday afternoon, a lightning storm rolled through. Power flickered. An...

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Think You Don’t Need Commercial Auto Insurance? Think Again

3 min read

Think You Don’t Need Commercial Auto Insurance? Think Again

If your dental practice doesn’t own any vehicles, it’s easy to assume commercial auto insurance doesn’t apply. But that’s not always true. Many...

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Why One Leaky Pipe Can Threaten Your Entire Dental Practice

3 min read

Why One Leaky Pipe Can Threaten Your Entire Dental Practice

Dr. Renee Carter walked into her dental office in Lafayette on a Monday morning, ready to start a full day of patients. But something felt off. The...

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Why Your Dental Office Needs Equipment Breakdown Coverage

4 min read

Why Your Dental Office Needs Equipment Breakdown Coverage

Dr. Keller was halfway through her morning lineup in Alexandria when her digital X-ray machine suddenly stopped working. The screen went black, and...

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What Happens If a Patient Slips and Falls in Your Dental Office

3 min read

What Happens If a Patient Slips and Falls in Your Dental Office

It was a rainy Tuesday in Baton Rouge. Dr. Simone’s morning schedule was packed, and the tile in her front waiting area was slick from the parade of...

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Why Dental Offices in Louisiana Shouldn’t Ignore Business Interruption Insurance

3 min read

Why Dental Offices in Louisiana Shouldn’t Ignore Business Interruption Insurance

Dr. Nguyen didn’t expect to walk into a dark, dead-silent office on a random Wednesday morning. A transformer fire down the street knocked out power...

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Is Your Dental Office Prepared for a Lawsuit? Why You Might Need Commercial Umbrella Insurance in Louisiana

2 min read

Is Your Dental Office Prepared for a Lawsuit? Why You Might Need Commercial Umbrella Insurance in Louisiana

Dr. Hall thought his Baton Rouge dental office had great coverage—general liability, property, even malpractice. But when a patient fell and suffered...

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The Hidden Risks of Not Having Workers’ Compensation Coverage in Your Dental Practice

2 min read

The Hidden Risks of Not Having Workers’ Compensation Coverage in Your Dental Practice

Dr. Simms ran a small but busy dental office in Youngsville. Just three employees: a dental hygienist, a receptionist, and her long-time dental...

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Your Dental Office in Louisiana needs Commercial Property Insurance

2 min read

Why Louisiana Dental Offices Shouldn't Overlook Commercial Property Insurance

Dr. Oritz arrived at her Lafayette dental office one Monday morning to find a water pipe had burst over the weekend. Her reception area was soaked,...

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Your Dental Office in Louisiana Needs Cyber Liability Insurance

3 min read

Why Dental Offices in Louisiana Need Cyber Liability Insurance

Dr. Anika Patel had built a thriving dental office in Youngsville. Patients loved her friendly team and her sparkling new space. She had the latest...

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Employment Practices Liability Insurance Protects Your Dental Office in Louisiana

2 min read

Employment Practices Liability Insurance for Dental Offices

A receptionist at a small dental practice in Lafayette thought her termination was unfair. A few months later, the dentist who had hired her got...

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3 min read

What Happens If You Don’t Review Your Dental Office Insurance?

Dr. LeBlanc thought everything in her Baton Rouge dental office was covered. Her equipment was insured, the building was in good shape, and she...

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commercial insurance topics for Louisiana dental offices

3 min read

Do Dental Offices in Louisiana Need Commercial Insurance?

Dr. Patel thought her biggest problem that week was a patient who didn’t want their wisdom teeth removed. Then a small electrical fire in the...

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insurance topics for real estate brokerages and real estate agencies

3 min read

What Louisiana Real Estate Agencies Should Know About Commercial Insurance Coverage

One Monday morning in Baton Rouge, a real estate brokerage opened its doors to a routine property showing. By lunchtime, the office was scrambling to...

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general liability insurance for real estate agencies portrayed by hands protecting icons indicating business

3 min read

Why General Liability Insurance Still Matters for Real Estate Brokerages in Louisiana

Jackson thought he had all the right policies in place for his Louisiana real estate brokerage—errors and omissions, cyber, commercial property, even...

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business income coverage to protect your revenue during uncertain times

3 min read

Why Real Estate Agencies in Louisiana Should Consider Business Income Coverage

When the storm rolled in, no one at Riverbend Realty thought it would be more than a heavy rain. But as floodwaters crept into their Alexandria...

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errors and omissions insurance is important for your real estate agency or brokerage

3 min read

Errors and Omissions (E&O) Insurance: Why Every Louisiana Real Estate Broker Needs It

When Steven opened his real estate brokerage in Lafayette, he knew contracts and paperwork would be part of the business. But after a long day...

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real estate office damage indicating need for business interruption insurance

3 min read

What Happens When a Real Estate Office Loses Access to Its Space? The Case for Business Interruption Insurance

Tina ran a busy real estate brokerage in Lafayette, Louisiana. Her agents were always on the go—showing properties, hosting open houses, and meeting...

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real estate agent making call to insurance broker after car wreck

3 min read

Commercial Auto Insurance for Real Estate Brokers: Protection on the Road in Louisiana

Tiffany had been juggling a packed schedule—three property showings, a closing, and two listing appointments. While racing to meet a client in...

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real estate agent handing clients their keys and smiling because she's protected by general liability insurance

3 min read

Why General Liability Insurance Is a Must for Louisiana Real Estate Professionals

Tina, a real estate broker in Lafayette, had handled hundreds of home tours without incident. But during one routine showing, a client tripped on a...

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Inland marine insurance helps replace or repair items damaged or stolen while in transit or off-site

4 min read

Why Inland Marine Insurance Matters for Louisiana Real Estate Firms

When Camille, a broker-owner of a busy real estate firm in Lafayette, pulled into her office parking lot, she noticed something was missing. The...

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cyber liability insurance for real estate agencies and real estate brokerages

3 min read

Cyber Liability Insurance for Real Estate Brokers in Louisiana: Why It’s More Important Than Ever

Jason had spent years building his independent real estate brokerage in Lake Charles. His agents were closing more deals than ever, and the office...

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protect your real estate agency or brokerage from accusations with employment practices liability insurance

3 min read

Why Real Estate Brokers in Louisiana Need EPLI

Karen ran a real estate brokerage firm in Lafayette with a strong team of agents, a steady stream of clients, and a solid reputation. But everything...

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Real estate agent upset over an error and omission

3 min read

What Real Estate Brokers in Louisiana Need to Know About Errors & Omissions Insurance

Angela had been working as a real estate broker in Lafayette for over a decade. She’d seen it all—booming markets, panicked buyers, and high-stakes...

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Commercial insurance for real estate agency owners and brokers

3 min read

Why Louisiana Real Estate Agencies Need Professional Liability Insurance

Luke had been selling homes in Baton Rouge for over fifteen years. His agency had built a reputation for honest work, quick closings, and happy...

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The Complete Guide to Commercial Insurance for Financial Advisors in Louisiana

3 min read

The Complete Guide to Commercial Insurance for Financial Advisors in Louisiana

Running a financial advisory firm in Louisiana means more than crunching numbers and managing assets—it means protecting your business, your team,...

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Louisiana Financial Advisors Considering Directors & Officers (D&O) Insurance

3 min read

Why Louisiana Financial Advisors Should Consider Directors & Officers (D&O) Insurance

Nathan co-founded a wealth management firm in Louisiana with the goal of helping clients build financial security. He had a strong team, a growing...

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a document signing indicating fiduciary liability insurance provided by Kastner Insurance

3 min read

Why Louisiana Financial Advisory Firms Need Fiduciary Liability Insurance

Peter had always been confident in his financial expertise. His Louisiana-based wealth management firm had built a solid reputation for helping...

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employee harassment taking place at a Louisiana financial advisory firm

3 min read

Why Louisiana Financial Advisory Firms Need Employment Practices Liability Insurance (EPLI)

Ryan had always believed his Louisiana-based financial advisory firm was a great place to work. His employees were well-compensated, the firm had a...

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A dishonest employee can cause serious problems for your financial advisory firms

3 min read

Why Louisiana Financial Advisory Firms Need Fidelity Bonds to Protect Against Employee Fraud

When Scott started his financial advisory firm in Louisiana, he built his team with professionals he trusted. They managed investments, advised...

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A Louisiana Financial Advisory Firm Director/Officer standing next to Kastner Insurance Logo

2 min read

Why Louisiana Financial Advisors Need Directors & Officers (D&O) Insurance

When Tom launched his financial advisory firm in Louisiana, he thought he had every risk covered. He had professional liability insurance, a solid...

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3 min read

Commercial Property Insurance for Financial Advisory Firms: Safeguarding Your Office Assets

Clint had spent over a decade building his financial advisory firm in Louisiana. His office, nestled in the heart of Baton Rouge, was equipped with...

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key person insurance for Louisiana financial advisory firms

3 min read

Key Person Insurance: What Happens If a Lead Advisor Leaves?

When Greg launched his wealth management firm in Louisiana, he built it with a solid team of financial advisors who specialized in high-net-worth...

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injured office worker symbolizing a workers' compensation insurance claim about to happen with Kastner Insurance logo displayed

3 min read

Workers' Compensation for Louisiana Financial Firms: Why Office Jobs Aren’t Risk-Free

Ethan had spent years building his financial advisory firm in Louisiana. His team of analysts, advisors, and support staff worked long hours at their...

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smiling young female financial advisor business owner with Kastner insurance logo displayed

3 min read

Why Financial Advisory Firms in Louisiana Need a Business Owners Policy (BOP)

Ryan had spent years growing his financial advisory firm in Louisiana. His team managed millions in assets, and business was booming—until a pipe...

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interruption in the process depicted by hand and dominoes with Kastner Insurance logo featured

3 min read

Why Louisiana Financial Advisory Firms Need Business Interruption Insurance

Ethan had spent over a decade building his financial advisory firm in Louisiana, guiding clients through investment decisions, tax planning, and...

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An E&O block indicating errors and omissions with Kastner insurance logo displayed

4 min read

Why Errors & Omissions Insurance Is Critical for Louisiana Financial Advisors

Michael had spent years building a respected financial advisory firm in Louisiana. He prided himself on providing sound investment strategies for his...

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hacker being locked out of a cyber attack with kastner logo displayed

3 min read

How Cyber Liability Insurance Protects Louisiana Financial Advisors from Digital Threats

Michael, a financial advisor in Louisiana, ran a successful wealth management firm, helping clients grow their portfolios. One afternoon, he received...

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cash with handcuffs on top indicating financial crime

3 min read

How Commercial Crime Insurance Protects Louisiana Financial Advisory Firms from Fraud and Embezzlement

James had always trusted his small team of financial advisors. His Louisiana-based wealth management firm catered to high-net-worth clients, managing...

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financial planner with his clients with Kastner logo displayed

3 min read

Why Financial Advisors in Louisiana Need Errors & Omissions (E&O) Insurance

Matthew had built his financial advisory firm in Louisiana from the ground up. He prided himself on providing sound financial advice to his...

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Gavel indicating a Baton Rouge court proceeding for a Louisiana law firm with the Kastner Insurance logo displayed

3 min read

A Guide to Insurance for Baton Rouge Law Firms

Running a law firm in Baton Rouge means navigating legal complexities, managing client expectations, and ensuring the financial stability of your...

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1 min read

Make LA Insurance Affordable

Louisianians are paying the highest price in the country for auto insurance, leaving families with less money for the things that matter most - our...

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law firm owner that has business owner policy for his baton rouge law firm with Kastner Logo displayed

3 min read

Why Law Firms in Baton Rouge Need a Business Owners Policy (BOP)

Carter & Associates, a mid-sized law firm in Baton Rouge, had always focused on protecting clients from legal risks. But when a burst pipe flooded...

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key person insurance for Baton Rouge law firms depicted by a founder of a law firm with Kastner logo displayed

3 min read

Why Baton Rouge Law Firms Should Consider Key Person Insurance

When Richard, a senior partner at a well-established Baton Rouge law firm, suffered a sudden heart attack, the entire firm was thrown into...

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lawyer in handcuffs indicating white collar crime with Kastner logo in top left

3 min read

How Commercial Crime Insurance Protects Baton Rouge Law Firms from Financial Loss

Robert Jackson had built his Baton Rouge law firm from the ground up. For years, his practice thrived, serving clients with dedication and...

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Legal malpractice folder in the library of a Baton Rouge law firm with Kastner Insurance logo in top left corner

3 min read

Understanding Legal Malpractice Insurance: Protecting Baton Rouge Attorneys from Client Lawsuits

Nathan always prided himself on being meticulous with his legal work. He double-checked contracts, kept impeccable records, and maintained strong...

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Baton Roughe lawyer with neck injury with Kastner Insurance logo featured

3 min read

Why Baton Rouge Law Firms Need Workers' Compensation Insurance

David never thought much about workplace injuries at his Baton Rouge law firm. After all, his employees weren’t lifting heavy equipment or working...

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General liability for legal/law firms helps to protect those who protect others

3 min read

General Liability Insurance: Why Baton Rouge Law Firms Need It to Avoid Costly Lawsuits

James had spent years building his Baton Rouge law firm into a respected practice. He took pride in the firm’s reputation, its sleek downtown office,...

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Baton Rouge lawyer stepping out of her company car is covered by commercial auto insurance

4 min read

The Case for Commercial Auto Insurance for Law Firms

Jacob, a Baton Rouge attorney, had a morning full of depositions before heading to court for a high-stakes case. Running late, he grabbed his files,...

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Baton Rouge Lawyers talking about a case with Kastner logo in upper left corner

3 min read

The Importance of Employment Practices Liability Insurance for Law Firms in Baton Rouge

When Allen, a managing partner at a Baton Rouge law firm, received an email titled "Official Complaint," he assumed it was related to a case his firm...

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Female lawyer raising her hands up in an interruption gesture to symbolize business interruption with Kastner logo displayed to the right

3 min read

Business Interruption Insurance: Helping Baton Rouge Law Firms Recover After Disasters

When Sarah, a senior partner at a well-established Baton Rouge law firm, walked into her office after a severe hurricane, she was devastated. Broken...

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cyber security plan is in place demonstrated by a lock on a computer screen with Kastner logo in the top left corner

3 min read

Cyber Liability Insurance: How Baton Rouge Law Firms Can Safeguard Sensitive Client Data

Mark, a managing partner at a successful Baton Rouge law firm, is knee-deep in trial prep. His team is running on caffeine and deadlines, and the...

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Baton Rouge lawyers seated at a table discussing a lawsuit with the Kastner logo displayed

4 min read

Why Professional Liability Insurance Is a Non-Negotiable for Baton Rouge Law Firms

Morgan, a seasoned attorney in Baton Rouge, always prided herself on running a tight ship. Her law firm handled everything from corporate contracts...

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Close-up of a document labeled 'Wrongful Termination' next to a judge's gavel, symbolizing the importance of Employment Practices Liability Insurance (EPLI) for accounting firms to mitigate risks related to workplace legal claims.

3 min read

Why Employment Practices Liability Insurance Makes Sense for Accounting Firms

Jim ran a successful accounting firm in Alexandria, known for delivering reliable service to a growing list of clients. Everything seemed to be...

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Accounting firms can benefit from the additional protection provided by a business umbrella insurance policy

3 min read

What Accounting Firms Need to Know About Umbrella Insurance

Daniel owned a successful accounting firm in Baton Rouge, handling high-profile clients and managing sensitive financial information. One day, a...

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Stressed accountant reviewing a tablet, highlighting the need for Errors and Omissions Insurance to protect against financial risks

3 min read

The Role of Errors and Omissions Insurance in Safeguarding Accounting Firms

John, the owner of a mid-sized accounting firm in Baton Rouge, prided himself on delivering accurate and timely financial advice to his clients. One...

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An accounting firm focused on financially protecting their clients needs to make sure they protect their firm with commercial property insurance

3 min read

How Commercial Property Insurance Protects Accounting Firms in Baton Rouge

Ryan, the owner of a growing accounting firm in Baton Rouge, thought his business was well-prepared for any contingency. His team of financial...

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the actions of a dishonest accountant has the potential to hurt an accounting firm if they don't have employee dishonesty insurance coverage

3 min read

Understanding Employee Dishonesty Coverage for Accounting Firms

When Caroline, the owner of a thriving accounting firm in Baton Rouge, discovered discrepancies in client accounts, she was stunned. An investigation...

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workers' compensation insurance for an accounting firm can help cover unseen accidents at the office

4 min read

Why Does an Accounting Firm Need Workers' Compensation Insurance?

Sam, the owner of a well-established accounting firm in Baton Rouge, believed his workplace was as safe as they come. His employees spent their days...

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business interruption insurance works in case a business is closed for a variety of reasons

4 min read

How Business Interruption Insurance Supports Accounting Firms During Crises

When accounting firm owner Rebecca Taylor arrived at her Baton Rouge office after a Category 4 hurricane passed through, she was met with chaos....

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neon lock as a symbol of insurance protecting accountants from cyber security crimes

4 min read

How Cyber Liability Insurance Protects Accounting Firms from Digital Threats

When Angela opened her boutique accounting firm in Baton Rouge, she knew her clients’ financial security was her top priority. From managing...

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Baton Rouge Accountant at desk with Kastner Insurance Logo at top left

3 min read

Why Do Accounting Firms in Baton Rouge Need Professional Liability Insurance?

When James opened his accounting firm in Baton Rouge, he prided himself on providing precise and reliable services to local businesses. One tax...

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confident dermatologist in Baton Rouge or Alexandria Louisiana

2 min read

Your Guide to Insurance for Dermatology Practices: Protecting What Matters Most

Insuring a dermatology practice involves much more than a reguar commercial policy. From safeguarding expensive equipment to ensuring coverage for...

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confident dermatologist happy with her Baton Rouge/Alexandra Louisiana commercial insurance

3 min read

Comprehensive Insurance Planning for Dermatologists

Running a dermatology practice comes with unique rewards and responsibilities. Whether you're addressing patient care, managing staff, or maintaining...

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smiling southern Louisiana dermatologist looking over insurance plan

3 min read

How to Tailor Your Insurance Portfolio for Multi-Location Dermatology Practices

Expanding a dermatology practice to multiple locations is an exciting step toward growth, but it comes with a new set of risks and responsibilities....

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Umbrella insurance for dermatologists symbolized by a hand holding an umbrella next to a check-marked shield

4 min read

Why Umbrella Insurance for Dermatology Practices Makes Sense

Dr. Rebecca Alvarez, a dermatologist in Lafayette, Louisiana, had worked hard to build her private practice into a trusted name for skincare. But her...

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Alexandria Dermatologist Office Injured Employee

3 min read

How Does Workers' Compensation Insurance Protect My Dermatology Practice?

Running a successful dermatology practice requires more than delivering exceptional care to patients. It also means ensuring that your team has the...

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Baton Rouge Dermatologist assisting a patient

2 min read

How Business Interruption Insurance Supports Your Dermatology Practice

Running a dermatology practice requires constant attention to daily operations, patient care, and financial stability. But what happens when an...

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Two dermatology employees assisting a patient in a dermatology office in Baton Rouge Louisiana

3 min read

Why EPLI Matters for Dermatology Practices

When Dr. Michael Torres expanded his dermatology practice to include a second location, he envisioned offering top-tier care to even more patients....

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3 min read

What Insurance Does Your Dermatology Practice Need for Expensive Equipment?

Imagine walking into your dermatology practice one morning to find your high-tech laser equipment malfunctioning or, worse, irreparably damaged. The...

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Louisiana dermatologist

3 min read

What Does Professional Liability Cover for Your Dermatology Practice

Dr. Thomas, a dedicated dermatologist, had built a thriving practice over the years. One day, a patient claimed that a treatment caused unexpected...

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Baton Rouge dermatologist inspecting a client

4 min read

Why Does Your Dermatology Practice Need Business Property Insurance?

Running a dermatology practice comes with unique challenges and a strong commitment to patient care, but it also brings a set of risks to the...

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Female dermatologist with patient and assistant in background with Kastner insurance logo

4 min read

What Insurance Does Your Dermatology Practice Need?

For dermatologists starting or expanding their practices, insurance might not be the most thrilling topic, but it’s undeniably important. Dr. Miller,...

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architect at computer with Kastner Logo displayed next to him

4 min read

What Does Cyber Liability Insurance Cover for an Architectural Firm?

When Amanda’s architectural firm landed a prestigious project with a new client, she was thrilled. But as the project progressed, Amanda and her team...

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gray haired and bearded architect holding blueprints with Kastner Insurance logo adjacent

4 min read

What Insurance Coverage Do I Need as an Architect?

With construction booming in cities like Lafayette, Baton Rouge, and New Orleans, the demand for skilled architects has never been higher. These...

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architect looking over computer blueprints with Kastner Logo displayed

4 min read

Why Do I Need Professional Liability Insurance as an Architect?

When Michael decided to branch out and open his own architectural firm in Baton Rouge, he had no idea how quickly the work would pile up. From...

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architect in New Orleans drafting plans with Kastner logo in bottom right corner

3 min read

Why Does an Architecture Firm Need General Liability Insurance?

One sunny Tuesday morning, Lisa, the owner of a small architectural firm in Lafayette, was preparing for a meeting with a high-profile client. Her...

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Architectural blue prints next to a 3-D model home next to the Kastner Insurance Logo

4 min read

How to Choose the Right Insurance Policy for Your Architecture Firm

Imagine you're running a successful architectural firm in Alexandria. Business is booming, and projects are lined up for the next several months....

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4 min read

How to Handle Commercial Insurance Claims for Your Urgent Care Center

Running an urgent care center means taking care of everything from minor injuries like a broken bone to more complex medical conditions requiring...

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nurse in blue scrubs next to Kastner Insurance Logo making interruption signal

4 min read

Why Does an Urgent Care Center Need Business Interruption Insurance?

Running an urgent care center means handling everything from patients with minor injuries to more critical situations requiring immediate attention....

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medical professional worker holding stethoscope with kastner insurance logo prominently displayed

4 min read

How Does Professional Liability Insurance Protect an Urgent Care?

In the fast-paced world of healthcare, especially in urgent care centers, providing medical services comes with a high level of responsibility....

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a sunset indicating the end of summer with the Kastner insurance logo displayed in the center

2 min read

Summer Commercial Insurance Content Wrap Up: Part 2

In part two of our summer wrap-up, we’ll dive into the specific insurance needs of chiropractors and how they can protect their practice, property,...

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a sunset indicating the end of summer with the Kastner insurance logo displayed in the center

2 min read

Summer Commercial Insurance Content Wrap Up: Part 1

As summer comes to a close, it’s a great time to reflect on the vital insurance topics we’ve covered. If you manage a medical office, chiropractic...

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A healthcare worker wearing a medical mask and blue uniform holds a clipboard, standing in front of emergency vehicles. She is prepared for her duties at an urgent care center.

4 min read

Why Does an Urgent Care Center Need Workers' Comp Insurance?

Dr. Lisa Porter, a driven and passionate physician, had always dreamed of opening her own urgent care center. Alexandria, Louisiana, was the perfect...

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A healthcare provider in a blue uniform is wrapping a young boy’s foot while his mother sits beside him, offering support. The healthcare professional is focused on the child, who looks up at him while receiving care at an urgent care center.

4 min read

Why Does an Urgent Care Center Need Property Insurance?

As a new urgent care center owner, Sarah found herself excited about the location she had just secured. Positioned in a growing neighborhood, it was...

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Scrabble tiles spelling out

4 min read

What Insurance is Required for Urgent Care Centers?

When Dr. Lisa decided to open an urgent care center in the growing area of Baton Rouge, she envisioned a clinic where patients could receive prompt...

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5 min read

Why Does an Urgent Care Center Need Cyber Liability Insurance?

When Dr. Alex decided to open an urgent care center in the growing suburbs of Baton Rouge, he envisioned providing essential medical care to a...

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Nurse practitioner assistant a patient at an urgent care center in New Orleans

4 min read

What are General Liability Insurance Risks for an Urgent Care Center?

When Dr. Kelly decided to open an urgent care center in a rapidly growing neighborhood of Baton Rouge, she knew it was a smart business move. The...

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4 min read

What Insurance Does an Urgent Care Center Need?

Dr. Jamie Lawson had always envisioned opening an urgent care center in one of the bustling neighborhoods of Baton Rouge. With more families moving...

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A female optometrist helping a young patient with an eye exam

5 min read

What Insurance Coverage Do I Need for My Optometry Practice?

When Dr. Martinez decided to open her optometry practice in Baton Rouge, she quickly realized that providing top-tier eye care services required more...

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A confident optometrist in a white lab coat stands with arms crossed in front of a display of eyeglasses. The large “K” logo is displayed on the left side of the image.

4 min read

How Does Professional Liability Insurance Protect Optometrists?

Safeguarding one’s professional practice has never been more important. For optometrists, who play a vital role in eye care, the risk of legal claims...

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New Orleans Optometrist examining a patient

5 min read

Why Do Optometrists Need General Liability Insurance?

Optometry is a healthcare profession that is not immune to a variety of risks and liabilities. Whether an optometrist practices in Youngsville,...

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5 min read

What Does Property Coverage Do for a Chiropractor's Office?

When you think about protecting your chiropractic office, your mind likely jumps to professional liability insurance, safeguarding you from...

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A chiropractor in blue scrubs looks down at a tablet while working in a brightly lit office. The Kastner Insurance logo is visible on the left side of the image.

4 min read

What Type of Insurance Does a Chiropractor Need?

Dr. Emily had always dreamed of opening her own chiropractic clinic in Lafayette. After years of working in a busy group practice, she finally took...

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A close-up view of a medical monitor displaying a detailed X-ray of a human spine, with the Kastner Insurance logo prominently featured on the left side. The background shows additional medical imaging screens, indicating a chiropractor's office or a medical facility specializing in spinal care.

4 min read

How Can I Insure My Expensive Equipment as a Chiropractor?

Dr. Kelly, a chiropractor with a thriving practice, was blindsided when a sudden power surge damaged her high-tech spinal decompression table and...

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A female chiropractor gently adjusting the neck of a patient during a treatment session in a well-lit clinic room, with the Kastner Insurance logo in the corner.

4 min read

Does a Chiropractor Have insurance Requirements in Louisiana?

Dr. Constance, a chiropractor in Baton Rouge, had just opened her own practice. She was excited to offer quality chiropractic care to her community....

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A chiropractor wearing a white coat places their hands on the back of a patient wearing a blue shirt, performing an adjustment or examination. The logo for Kastner Insurance is visible on the left side of the image.

4 min read

What is Professional Liability Insurance for Chiropractors?

Dr. Lisa runs a busy chiropractic practice in Lafayette, Louisiana. Like many chiropractors, her focus is on helping patients manage pain and improve...

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4 min read

Does General Liability Cover Employees Driving Their Car?

Imagine that your employee, Sarah, who works in your medical office, needs to drop off some documents at a nearby clinic. She decides to use her...

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A person wearing a light-colored long-sleeve shirt wraps a bandage around their wrist, suggesting an injury. The image emphasizes the need for medical care and recovery, relevant to discussions about workers' compensation.

6 min read

Why Does a Medical Office Need Workers' Comp Coverage?

Dr. Smith’s dermatology clinic in Lafayette was bustling on a typical Tuesday afternoon. Patients filled the waiting room, medical staff moved...

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The image shows a healthcare professional in a clinical setting operating an X-ray machine. A patient lies on the examination table, ready for the procedure. The room is clean and modern, with the Kastner Insurance Group logo subtly placed in the corner. The image highlights the importance of protecting expensive medical equipment like X-ray machines, which are critical in medical practices.

5 min read

How Can I Insure the Equipment for My Medical Business?

When Dr. Crackenheimer opened her chiropractic clinic in Lafayette, LA, she was excited to bring her expertise in spinal adjustments to the...

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A modern medical office reception area with a sleek, wooden front desk. Four healthcare professionals in white lab coats are engaged in various tasks at the desk—two working on desktop computers, one using a laptop, and one standing and conversing. In the background, two more healthcare professionals are seated and chatting. The environment is clean and well-lit with light wood and white decor, creating a welcoming and professional atmosphere. The Kastner

5 min read

What is General Liability for Medical Offices?

When Dr. Smith decided to open his own medical practice in Lafayette, LA, she was thrilled about the prospect of serving her community and building...

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2 min read

4 Ways to Prepare Your Business for Hurricane Season

We talk a lot about preparing your home and family for hurricane season, but what about your business? Living in Louisiana means that hurricane prep...

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2 min read

Emergency Hurricane Preparedness Tips

Every year as the weather warms up, the people of Louisiana brace for storm season. Remember Hurricane Harvey? Your team at Kastner Insurance Group...

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2 min read

Top 5 Ways An Active Hurricane Season Impacts Insurance

Storm Season is here which means everyone is bracing for the possibility of a hurricane. How does an active hurricane season affect insurance rates?...

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1 min read

Decoration Day: The Origin of Memorial Day

Every American is very familiar with Memorial Day but we bet that few know about its true origin as "Decoration Day".

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8 min read

Louisiana Insurance Update: Bills We're Watching

At Kastner Insurance Group, we stay on top of the changing laws that significantly affect our industry and the residents of this state. Let's take a...

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2 min read

Getting A Pool? Check your coverage!

Getting a swimming pool? Make sure you're covered by letting your agent know beforehand! While we love pools, and think they’re a great way to...

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2 min read

Louisiana Insurance Update: Finally Some Good News

With the current state of the Louisiana insurance market, where we are often having tough conversations, it's great to finally see progress being...

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2 min read

Uninsured, Underinsured: What You Need To Know

If you think you're "fully covered," you may want to read this blog! We hear it all the time when talking about vehicle insurance. When we ask what...

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2 min read

Occurrence vs. Claims Made Policies Explained

Occurrence vs. Claims-Made Policies Explained We get it—choosing the specifics around your insurance can be overwhelming. All insurance comes with...

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1 min read

Insurance Premiums: Changing Your Perspective

The challenge: changing your mindset regarding insurance. Hey guys, Levi here!

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2 min read

What is Underinsured Motorist Coverage?

We've talked about Uninsured Motorist (UM) Coverage. Now it's time to speak about Underinsured Motorist (UIM) Coverage and why you need it! If you...

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2 min read

You Need Uninsured Motorist Coverage. Here's Why!

In 2024, you need Uninsured Motorist Bodily Injury Coverage (UM). Let's talk about why. We know that the last thing you want to hear from your...

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2 min read

If You're A Runner You Need Uninsured Motorist Coverage

Getting in shape in the new year? If you've taken up Running, you need Uninsured Motorist Coverage We love a healthy goal and the new year is always...

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2 min read

Ways To Lower Homeowners Insurance Premiums in 2024

2024 is just a few days away and we have some tips on how to save in the new year! Looking to save anywhere you can this new year? We've come up with...

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1 min read

Top Christmas Gifts on the Insurance "Nice List"

So now that we discussed which items will land you on the "Naughty List" for insurance, let's talk about which gifts are cleared for landing!

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1 min read

Top 3 Christmas Gifts on the Insurance "Naughty List"

Christmas is right around the corner, but you may want to check the list twice before buying gifts!

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2 min read

Are You A Builder? You're At Risk Without Professional Liability Insurance

If you are a Building Contractor or building a home right now, you won't want to miss this message!

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2 min read

Louisiana Fortify Homes Program

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A Hard Insurance Market: What is it?

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2 min read

Louisiana Insurance Market Update.

What in the world is going on in the Louisiana Insurance Market?

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2 min read

Avoiding the latest scams!

Are you aware of the latest scams? Do you know what clues to look out for? We hope you’re on top of your cyber security, but we’re looking out for...

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2 min read

Cyber Security: This Data Breach Could Hurt You!

Cyber Security-- You probably don't spend much time thinking about it, but let's be honest, almost everything we do nowadays involves the internet,...

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1 min read

Flag Day: You may not know this about Old Glory!

Your ical likely has "Flag Day" automatically populated onto it-- but what is "Flag Day"? We decided to find out!

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2023 Holiday Closures

At Kastner Insurance Group we LOVE what we do! With that said, even All Stars have to rest and relax every now and then. Here is a list of the...

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1 min read

Business Insurance: You Need It!

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3 min read

Business Insurance: What Kind Of Coverage You Need

If you’re a business-owner you need business insurance—it’s that simple. But what kind do you need and where do you start?

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Common Mistakes People Make When Buying Home Insurance | Kastner Insurance

4 min read

Common Mistakes People Make When Buying Home Insurance

Every homeowner needs to get proper home insurance. Whether you own a studio apartment or a five-bedroom home, it is paramount that you protect your...

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How Inflation Effect Insurance Rates in Louisiana | Kastner Insurance

1 min read

How Inflation Effect Insurance Rates in Louisiana

As I’m sure you’re aware, insurance premiums are going up throughout the nation, and it’s affecting everyone. Let's talk about why.

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Auto Insurance | Kastner Insurance

16 min read

17 Tips To Pay Less For Auto Insurance

You need auto insurance – it's the law. What you don't need is to be paying too much for auto insurance. In other words, you need affordable auto...

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3 min read

You Need to Know This Before Buying Business Insurance in Louisiana

I love meeting entrepreneurs at various networking events around the state because inevitably you run into some folks who obviously have a certain...

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2 min read

Why You Need an Umbrella Policy: Protecting Your Assets and Peace of Mind

Umbrella Policy: What is it, and why should you have one?

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Flood Insurance Changes | Kastner Insurance Group

2 min read

You Need To Know About These Flood Insurance Changes: Risk Rating 2.0

FEMA has updated its National Flood Insurance Program According to FEMA.gov, FEMA has updated the National Flood Insurance Program's pricing...

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1 min read

'Always Ready' Limited Edition Sneaker by Politics: an AVA Fundraiser

Acadiana Veteran Alliance is raffling a pair of limited edition, army-inspired, "Always Ready" sneakers designed by Derek Curry and donated by...

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1 min read

What's Important Coverage in a Cyber Policy?

What's most important coverage on my cyber policy?

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Happy Veterans Day!

103 years ago, on the 11th hour of the 11th day of the 11th month, the Allied Forces signed an armistice agreement with the Germans in Compiègne,...

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TK Testimonial - The orchard

Huge thanks to Tyler Racca, owner of The Orchard, for his kind words and feedback. At TK Insurance, we pride ourselves in creating the best possible...

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Thimmesch Kastner Insurance

2 min read

We Are Hiring at TK Insurance!

We are growing! Now hiring an Agent Support Associate No cold calls Competitive base salary plus uncapped commission P&C License Required TK...

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2 min read

What Can Influence Your Car Insurance Premiums?

DID YOU KNOW? You could be overpaying for your car insurance, or at least paying for coverage you no longer need. Rates can vary across insurance...

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1 min read

Happy New Year, and Let's crush 2021

“The greater the cause to which we might devote our lives, the more self-discipline is required.”

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WE Salute our fellow veterans!

As we pause to honor and remember those who served before us, with us, and after us, we salute our fellow veterans today. As a veteran-owned...

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2 min read

Don't get the Delta blues!

Another Hurricane?!?!, just know your TK Insurance team is on standby and watching Hurricane Delta. If you need resources on hurricane protection or...

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Be ready for Marco & Laura! Download our Hurricane Prep Guide!

Hurricane Prep Guide for Marco & Laura. We just want our clients, referral partners, and friends to know we are here to help if needed. Don't...

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Louisiana Home Insurance Thimmesch Kastner Insurance

2 min read

Why Do I Need Home Insurance?

For something as ubiquitous as insurance, it is still something that most young adults still question whenever they leave the nest on their own, and...

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Look into the Cristobal

Can you look into your crystal ball for Cristobal?? Neither can we, but we are on standby and watching the storm this weekend in the Gulf. If you...

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1 min read

Welcome To The Team Andrew Ward

As we paused to honor and remember those who gave the ultimate sacrificie for the freedoms we have today. Today is an important day for TK Insurance....

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2 min read

SB418 Succeeds In Lowering Auto Insurance Rates

Yesterday, in the Senate Chamber, Senator Kirk Talbot succeeded in bringing Louisiana's legal system in line with other states in exchange for...

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2 min read

How Can You Help to Lower Louisiana Auto Insurance Premiums?

As you are all very aware, the auto insurance market in Louisiana is in a state of crisis. We currently have the second highest rates in the nation,...

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1 min read

Xplore Louisiana

I wanted to introduce and talk about a very old friend of mine. Jarret Daigle, not only is he an old friend, but a fellow veteran as well, and all...

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1 min read

Progressive Returns $1 BILLION In Premium To Customers

If you are a Progressive Insurance customer, listen up! They just made a huge announcement and it may pertain you! Keep reading to see how this...

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TK Insurance Auto and Home Louisiana

3 min read

Louisiana Commissioner Issues Emergency Rules amid COVID-19

Donelon Issues Emergency Rule 39 Providing Mid-Term Audit of Admitted Policies Commissioner Jim Donelon issued Emergency Rule 39 to address the...

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Accident worksheet TK insurance Louisiana

5 min read

What Do I Do After I've Been In A Car Accident?

While we hope our family, friends, and clients can all avoid the stress and dangers of being in a car accident, inevitably, they happen more than we...

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Business Planning Insurance | Thimmesch Kastner Insurance | Lafayette LA

4 min read

How can you be prepared for business interruption?

With all the talk of Coronavirus going on, how can you as a business owner be prepared for a disaster? Headlines about natural disasters have...

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1 min read

TK Insurance Loves Investing In Clients!

We went to Lewisville, Texas to visit the EzLynx Headquarters. Many of you don't know but EzLynx is one of the software's we use to run the agency's...

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My suggestions on How Louisiana Could Lower Insurance Rates | Thimmesch Kastner Insurance

2 min read

My suggestions on How Louisiana Could Lower Insurance Rates

We all know insurance rates in Louisiana can be high. This is something that is constantly talked about in our office and brought up from clients....

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Winter Home Maintenance Tips | Kastner Insurance Group | Lafayette LA

2 min read

5 Winter Home Maintenance Tips

Winter doesn’t officially start until Dec. 21, 2019, yet much of the U.S. has already experienced below-freezing temperatures, snowstorms, and icy...

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4 min read

How Home Insurance Actually Works

Find out how your homeowners insurance policy works so that you can make sure you have the right coverage.

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4 min read

Lamborghini Factory Tour!

I had the opportunity of a lifetime this past June to tour the Lamborghini Factory in Santa' Agata Bolognese, Italy. I wanted to share this once in a...

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4 min read

How Your Auto Rates Are Determined

There are many factors that can impact your auto insurance costs such as where you live, what you drive, the insurance company, level of coverage,...

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We Salute Veterans!

Let's remember that America's military is an all volunteer fighting force.

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Healing House Blue

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National Children's Grief Awareness Day

We support Healing house and National Children Grief Awareness Day. No child should grieve alone! WE at TK Insurance want to raise awareness for...

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Fall Maintenance Tips Home Insurance Levi Kastner

4 min read

Our Top 10 Fall Home Maintenance Tips

Fall is approaching fast, which means that a cold, let's be honest (cooler) —and possibly— some snow, or maybe a couple of harsh winter freezes might...

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Before and After the Storm | Kastner Insurance

2 min read

Before and After the Storm: Tips On Recovery and Being Prepared

We can’t prevent a natural disaster such as a hurricane or flood from occurring, but planning ahead can help minimize its impact. Does your company...

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Appliances Home Insurance Levi Louisiana

2 min read

The Top Five Appliances That Cause The Most Damage

Certain appliances or systems in your home or business can actually increase your risk of flooding. Below are the top five sources of water damage...

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1 min read

Why Should I Buy Cyber Insurance?

If you have a business and don't have cyber insurance yet, read on. We highly recommend cyber and social engineering coverage. It may even be time...

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Gas Grill Safety Levi Insurance Louisiana

4 min read

Gas, Electric, Charcoal, Pellet Grill Safety Tips

With more and more people lighting their grills than ever before, we always want to make sure our clients and friends remember that a fun barbecue is...

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2 min read

Fire Safety: Steps to Protect Your Property

House fires are a real, unfortunate risk for all homeowners, and that's true no matter where you live.

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10 Things to do to your home this spring.

Ah, spring has sprung! And now it’s time to see how rough winter was on your home. Once the freezing temperatures disappear, it’s a good time to...

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2 min read

HO3 VS. HO5 Homeowners Policies. What's the difference?

From time to time, we get precise insurance questions such as "HO3 vs.HO5: What's better, and What's the difference?"

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Grill Safety Levi Kastner Insurance

1 min read

Like Grilling? Like Summer? Well Here Are Some Basic BBQ Grilling Safety Tips

Before lighting up the grill this summer, take note of a few critical grilling safety tips to keep people and property safe from the dangerous fire...

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Medical Insurance TKI Lafayette Louisiana

2 min read

Everything you ever wanted to know about medical payments and Personal Injury COVERAGE (PIP).

Fell asleep just reading the headline? Well you're not alone. However, check out this super informative article!

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3 min read

LA regular session: Final Report on Insurance Bill Updates

I think everyone had a vested interest in this session for Louisiana politics, so I just wanted to update our friends and clients on what went down...

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3 min read

Preparations for Tropical Storm Barry

In preparation for Tropical Storm Barry, we wanted to communicate with you about our procedures as this storm moves toward the Louisiana....

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2 min read

Hurricane Season: Tips & Best Practices

Preparing for the storm: Designate an out-of-area contact that your family members can call if you are separated. Place your insurance and other...

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Your Preparation Checklist for the 2023 Hurricane Season

Yes, another Hurricane Prep guide. One that I hope is actually useful. One thing I have learned from my time in the service is that prior planning...

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1 min read

TK Insurance Supports Our Local Businesses! check out The point seafood & Steakhouse.

Broussard, LA has just acquired a delicious new venue for an amazing dining experience. Welcome to The Point Seafood & Steakhouse! Watch the video to...

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4 min read

Bills affecting your Home and Auto insurance: What you need to know

An Update – HB229 PIA of Louisiana is pleased to report that HB229 by Rep. Huval, which provides with respect to the use of a wireless...

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1 min read

THE BEST VALUE IN LAFAYETTE | 200 Edgewood Dr. Home FOR SALE! | TK INSURANCE

Located in the heart of Lafayette, you don't want to miss the opportunity to own this beautiful 3 Bedroom 3 bathroom home.

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Looks Like Louisiana could be cutting auto insurance rates

In our blog post last week, urging citizens to voice their concern about Louisiana Auto Insurance Rates, we gave instructions on how you can make...

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1 min read

Tired Of High Auto Rates? Contact Your State Rep Today To Guide Legislation!

One complaint we hear over and over is about Louisiana auto rates being high. Well, finally something can be done, but it's up to Louisianian's to...

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3 min read

Hot, Hot, Hot!!! 2018 Real Estate Report, From Jim Keaty

Interested in how the Lafayette real estate market performed in 2018? Check out Jim Keaty's from Keaty real estate's 2018 market review.

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3 min read

Ready To Save Money And Build Your Financial Foundation?

Being complacent can cost you, money. Read below for some important money saving tips. We are here to help build your family's financial foundation....

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2 min read

5 Insurance Preparedness Tips For Travelers

There's nothing quite like traveling, especially when you're taking to the open road! Before you get going though, you'll want to make sure you're...

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1 min read

Merry Christmas & Many Thanks!

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Louisiana Tops List of Most Expensive States for Auto Insurance

A new study from the IRC (Insurance Research Council) ranks Louisiana at the top of the list of least affordable states for auto insurance. This past...

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1 min read

How to Avoid Becoming a Holiday Fire Victim!

Most people don't realize how serious of a matter or how prevalent holiday fires tend to be. Yet, as humorous as they may be to view from the safety...

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1 min read

Are you Average or Elite? What Do Your Results Show?

For something that most people can’t stand the thought of being, they find themselves falling into the terrible category of the wretched “Average.”

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2 min read

Examining Cyber Risks and Coverage Options

Cyber risks are continually changing as bad actors develop new ways to use malware, phishing schemes, distributed denial of service attacks and other...

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Why Is Commercial Insurance Important For Your Business?

Even if you have a successful business, disaster could strike at any moment and force you to shut your doors. Successful companies typically carry...

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